The investor does not yet have W-2s and/or does not have a tax return done for the previous year. What is needed in this case?

Income accreditation can be difficult at the beginning of the year, when investors do not yet have their W-2 or completed tax return. Our team accommodates these situations in our reviews.

• Example: If the accreditation request is made in January of 2026 by submitting W-2s, we will accept W-2s from 2023 and 2024 until the end of January, by which time all W-2s for 2025 should have been sent out by employers. After January, 2024 and 2025 W-2s will be required.
• Example: If the accreditation request is made in March of 2026, we will accept tax returns (1040s) from 2023 and 2024 until the mid-April tax deadline, by which time all 1040s should have been completed. After the tax deadline, 2024 and 2025 tax returns will be required. If the investor has an extension from the IRS, we will continue to accept the most recently completed two years of returns, plus a copy of the extension filing.