What time does TransactAPI submit and settle credit card and ACH transactions?

ACH & CC transactions are processed at 4:00 PM Mountain Time each business day in a batch process, anything submitted after 4:00 PM that business day will be scheduled with next business day’s batch.

ACH & CC transactions are processed at 4:00 PM Mountain Time each business day in a batch process, anything submitted after 4:00 PM that business day will be scheduled with next business day’s batch.
Once batched:
For ACHs: 
These transactions will settle at 2:00 PM Mountain Time on the 3rd business day after the 4:00 PM ACH batch day.
For CCs: 
These transactions will settle on the 4th business day after the 4:00 PM CC batch day.