What time does TransactAPI submit and settle credit card and ACH transactions?

ACH & CC transactions are processed at 4:00 PM Mountain Time each business day in a batch process (unless Stripe real-time payment processing has been enabled).

ACH & CC transactions are processed at 4:00 PM Mountain Time each business day in a batch process (unless real-time payment processing for Stripe cc has been enabled), anything submitted after 4:00 PM that business day will be scheduled with next business day’s batch.

Once batched:

For ACHs:

These transactions will settle at 2:00 PM Mountain Time on the 3rd business day after the 4:00 PM ACH batch day.

For CCs:

These transactions will settle on the 4th business day after the 4:00 PM CC batch day.

Stripe real-time payment processing:

These transactions will settle 4-5 business days after a successful payment is processed.