What statuses can an ACH transfer (externalFundMove) or Credit Card Payment return?

It is important to know the difference between the trade status and the Payment status.

It is important to know the difference between the trade status and the Payment status.

Payment Statuses
Pending - Payment is pending to be submitted for processing - during this time, the payment can be voided
Submitted - Payment has been submitted and can no longer be voided - during this time, the payment will take 3-5 business days to either settle or return
Settled - Payment has successfully settled into the escrow account
Returned - payment has failed and a corresponding error will be associated
Voided - Payment has been voided and will not be processed

Trade Statuses
Created - Funds are pending to be received in escrow
Funded - Funds have been received in escrow
Canceled - Funds were never received in escrow and the investor has canceled their intention to invest (this status is done through the deleteTrade method)
Unwind Pending - Funds have been received in escrow and a return of funds back to the investor's bank account is pending
Unwind Settled - Funds have been received in escrow and a return of funds back to the investor's bank account has processed
Settled - Funds have been sent from escrow to the issuer/sponsor's bank account