---
title: How does real-time payment process with Stripe work?
description: Real-time payment processing through Stripe is now offered by North Capital. Please see the following important points about this feature:
---

[Skip to content](https://support.northcapital.com/knowledge/how-does-real-time-payment-process-with-stipe-work#main-content)

English

Show submenu for translations

![TransactAPI logo (1).png\]](https://support.northcapital.com/hs-fs/hubfs/TransactAPI%20logo%20(1).png?height=30&name=TransactAPI%20logo%20(1).png)

- [North Capital Resource Center](https://blog.northcapital.com/resource-center)

Open main navigation

Close main navigation

- [North Capital Resource Center](https://blog.northcapital.com/resource-center)
- English
  
  Show submenu for translations
- [Go to northcapital.com](https://www.northcapital.com/)

[Go to northcapital.com](https://www.northcapital.com/)

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Help Center](https://support.northcapital.com/knowledge?hsLang=en)
2. [Trades & Payments](https://support.northcapital.com/knowledge/trades-payments?hsLang=en)
3. [Credit & debit card payments](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#credit-debit-card-payments)

# How does real-time payment process with Stripe work?

## Real-time payment processing through Stripe is now offered by North Capital. Please see the following important points about this feature:

- It will be known within seconds if the payment is successful or not. If the payment is unsuccessful, the Payment Status will update to "Returned" and likewise, if the payment is successful, a "Submitted" status will show.
- After the payment is processed, it will then take 4-5 business days for the payment to be received into the escrow account. At that time, the Payment Status will be updated to "Settled".
- To get notification of the Payment Status update, please utilize the updateCCFundStatus webhook.
- There is no ability to VOID a credit card payment with real-time payment processing enabled. A return will need to be initiated for any credit card trade cancelation. 

 

 

- [Getting Started](https://support.northcapital.com/knowledge/getting-started?hsLang=en#main-content)

    - [How do I get my production API keys and go live?](https://support.northcapital.com/knowledge/getting-started?hsLang=en#how-do-i-get-my-production-api-keys-and-go-live)
    - [What are the standard TransactAPI integration workflows?](https://support.northcapital.com/knowledge/getting-started?hsLang=en#what-are-the-standard-transactapi-integration-workflows)
- [Trades & Payments](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#main-content)

    - [General Trade & Payment Management](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#general-trade-payment-management)
    - [Trade documents & uploads](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#trade-documents-uploads)
    - [DocuSign subscription documents](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#docusign-subscription-documents)
    - [Trade statuses explained](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#trade-statuses-explained)
    - [Wire Transfers](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#wire-transfers)
    - [Payment statuses & error codes](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#payment-statuses-error-codes)
    - [Canceling & unwinding trades / Refunds & returns](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#canceling-unwinding-trades-refunds-returns)
    - [ACH transfers](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#ach-transfers)
    - [Credit & debit card payments](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#credit-debit-card-payments)
    - [Plaid integration](https://support.northcapital.com/knowledge/trades-payments?hsLang=en#plaid-integration)
- [Offerings](https://support.northcapital.com/knowledge/offerings?hsLang=en#main-content)

    - [General](https://support.northcapital.com/knowledge/offerings?hsLang=en#general)
    - [Creating an offering](https://support.northcapital.com/knowledge/offerings?hsLang=en#creating-an-offering)
    - [Offering documents](https://support.northcapital.com/knowledge/offerings?hsLang=en#offering-documents)
    - [Post-offering management](https://support.northcapital.com/knowledge/offerings?hsLang=en#post-offering-management)
- [Accounts & Parties](https://support.northcapital.com/knowledge/accounts-parties?hsLang=en#main-content)

    - [Accreditation Verification](https://support.northcapital.com/knowledge/accounts-parties?hsLang=en#accreditation-verification)
    - [Account/Party management](https://support.northcapital.com/knowledge/accounts-parties?hsLang=en#account-party-management)
    - [KYC & AML](https://support.northcapital.com/knowledge/accounts-parties?hsLang=en#kyc-aml)
- [North Capital Escrow Services](https://support.northcapital.com/knowledge/north-capital-escrow-services?hsLang=en#main-content)

    - [Connecting escrow to an offering](https://support.northcapital.com/knowledge/north-capital-escrow-services?hsLang=en#connecting-escrow-to-an-offering)
    - [Accessing escrow accounts](https://support.northcapital.com/knowledge/north-capital-escrow-services?hsLang=en#accessing-escrow-accounts)
    - [Managing an escrow raise](https://support.northcapital.com/knowledge/north-capital-escrow-services?hsLang=en#managing-an-escrow-raise)
    - [Closing & disbursing funds](https://support.northcapital.com/knowledge/north-capital-escrow-services?hsLang=en#closing-disbursing-funds)
    - [Refunds & failed raises](https://support.northcapital.com/knowledge/north-capital-escrow-services?hsLang=en#refunds-failed-raises)
- [North Capital Custody Services](https://support.northcapital.com/knowledge/north-capital-custody-services?hsLang=en#main-content)

    - [Opening a custody account](https://support.northcapital.com/knowledge/north-capital-custody-services?hsLang=en#opening-a-custody-account)
    - [Updating account information](https://support.northcapital.com/knowledge/north-capital-custody-services?hsLang=en#updating-account-information)
    - [Investor Distributions](https://support.northcapital.com/knowledge/north-capital-custody-services?hsLang=en#investor-distributions)
- [Account & Admin](https://support.northcapital.com/knowledge/account-admin?hsLang=en#main-content)

    - [API keys & rotation](https://support.northcapital.com/knowledge/account-admin?hsLang=en#api-keys-rotation)
    - [User permissions & access](https://support.northcapital.com/knowledge/account-admin?hsLang=en#user-permissions-access)
    - [Two-factor authentication (2FA)](https://support.northcapital.com/knowledge/account-admin?hsLang=en#two-factor-authentication-2fa)
    - [Webhooks & notifications](https://support.northcapital.com/knowledge/account-admin?hsLang=en#webhooks-notifications)
    - [Billing & invoices](https://support.northcapital.com/knowledge/account-admin?hsLang=en#billing-invoices)
    - [Security](https://support.northcapital.com/knowledge/account-admin?hsLang=en#security)
    - [Error codes & system status](https://support.northcapital.com/knowledge/account-admin?hsLang=en#error-codes-system-status)
- [Opera](https://support.northcapital.com/knowledge/opera?hsLang=en#main-content)

    - [Administrative setup](https://support.northcapital.com/knowledge/opera?hsLang=en#administrative-setup)
    - [Login & access](https://support.northcapital.com/knowledge/opera?hsLang=en#login-access)
    - [Webhooks](https://support.northcapital.com/knowledge/opera?hsLang=en#webhooks)
    - [IQ Tutorials](https://support.northcapital.com/knowledge/opera?hsLang=en#iq-tutorials)

- [North Capital Resource Center](https://blog.northcapital.com/resource-center)

[![Chill listening crop-3](https://support.northcapital.com/hs-fs/hubfs/TransactAPI%20logo%20(1)-1.png?width=132&height=24&name=TransactAPI%20logo%20(1)-1.png "Chill listening crop-3")](http://northcapital.com)

northcapital.com Help Center

Copyright © 2026, North Capital Private Securities